Since so many of our transactions happen online and through contactless payment methods, identity theft has become a significant concern for individuals nationwide. If you've fallen victim to identity theft, taking immediate action to protect your financial well-being is crucial. At Mizrahi Kroub, LLP, our experienced New York credit attorneys are here to guide you and navigate the complex process of recovering from identity theft.


Discovering that your identity has been stolen can be a jarring experience. By being aware of common signs of identity theft, you can take action quickly to minimize the damage caused. Look out for these red flags:

  • Unfamiliar Charges or Accounts: Regularly review your bank and credit card statements for unauthorized transactions or accounts you didn't open.
  • Unexpected Calls or Messages: Be cautious of unsolicited requests for personal information through phone calls, emails, or text messages. Legitimate organizations will typically not ask for things like your social security number or credit card information in this manner.
  • Receiving Bills for Unknown Expenses: If you start receiving invoices or bills for services or products you haven't purchased, it could be a sign that your information has been compromised.
  • Sudden Credit Score Drop: Monitor your credit score regularly for sudden drops, as this may indicate fraudulent activity.


If you suspect your identity has been stolen, acting quickly is crucial to limit the potential damage. Follow these steps:

  • Contact the Authorities: Report the identity theft to your local police department and obtain a copy of the police report, as it can be useful in proving fraudulent activity.
  • Notify Credit Reporting Agencies: Contact the major credit reporting agencies, such as TransUnion, Equifax, and Experian, to place a fraud alert on your credit file.
  • Freeze Your Credit: Request a credit freeze with all three credit reporting agencies to prevent any new accounts from being opened in your name.
  • Change Passwords and PINs: Secure your online accounts by changing passwords and PINs on all financial and personal accounts immediately.
  • Keep Records: Maintain a detailed record of all conversations, correspondence, and documents related to the identity theft case and your recovery efforts.


Recovering from identity theft can be a daunting task, especially when it comes to resolving financial issues and restoring your credit. The experienced guidance of Mizrahi Kroub, LLP, can prove invaluable during this time.

Our experienced attorneys can assist you with the following:

  • Communicating with Creditors: Our team will work on your behalf to dispute fraudulent charges and negotiate with creditors, helping you minimize the financial impact of identity theft.
  • Restoring Your Credit: We will guide you through the process of restoring your credit, ensuring that inaccurate information is removed from your credit reports.
  • Legal Representation: If necessary, our experienced attorneys will provide legal representation and assist you in pursuing legal action against the identity thieves.

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.