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Cadwalader, Wickersham & Taft LLP
Yesterday, a preliminary injunction hearing was held that will decide whether industry trade associations can halt aspects of Colorado's attempt to opt-out of the usury exportation provisions of DIDMCA, 94 Stat. 132, 164-65 (1980).
Mayer Brown
On May 10, the United States District Court for the Northern District of Texas granted the credit card industry at least a temporary reprieve from a CFPB...
Foley & Lardner
On Wednesday, January 24, 2024, the Consumer Financial Protection Bureau (CFPB) announced a Proposed Rule aimed at blocking nonsufficient funds (NSF) fees on debit card, ATM, and certain peer-to-peer payment transactions that financial institutions decline in real time.
Sheppard Mullin Richter & Hampton
On April 8, the CFPB published its Spring 2024 Supervisory Highlights detailing key findings from the CFPB's recent examinations into perceived accuracy problems...
Goodwin Procter LLP
On February 20, 2024, California Attorney General Rob Bonta issued a letter warning California-chartered banks and credit unions with assets under $10 billion that charging surprise overdraft fees...
Goodwin Procter LLP
Kansas has become the fourth state (and the second in 2024) to enact a law that establishes a financial services oversight regime for earned wage access services...
McGlinchey Stafford
In recent years, several state legislatures have enacted consumer credit laws designed to regulate FinTech companies operating through partnerships with depository institutions...
Holland & Knight
In this episode of his "Clearly Conspicuous" podcast series, "The CFPB's Rule to Remove Medical Debt from Credit Reports," consumer protection attorney Anthony DiResta...
McGlinchey Stafford
On March 26, 2024, the National Association of Industrial Bankers (NAIB), American Financial Services Association (AFSA), and American Fintech Council (AFC) (collectively...
Mayer Brown
On March 5, the Consumer Financial Protection Bureau issued a Final Rule that would significantly restrict late fees that consumer credit card issuers may charge...
Moss & Barnett
Identity theft is at an all-time high. Opportunities for cybercriminals to steal or misuse personal financial information are becoming more prevalent with increased access to personal information online ...
Littler Mendelson
On March 14, 2024, the Massachusetts House of Representatives passed legislation that would add a new provision to the Massachusetts Consumer Protection law
Mayer Brown
On March 5, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") issued a Final Rule that would significantly restrict late fees that consumer credit card...
Mayer Brown
On March 5, the CFPB issued a final rule that would significantly reduce late fees that may be charged on consumer credit card accounts from $30 or more to $8 in most cases.
Cadwalader, Wickersham & Taft LLP
On February 23rd the Consumer Financial Protection Bureau ("CFPB") published its first supervisory designation order in a contested matter.
Cadwalader, Wickersham & Taft LLP
On March 5th the Consumer Financial Protection Bureau announced that it had finalized its rule revisions to Regulation Z and the Official Staff Commentary regarding "Credit Card Penalty Fees."
Goodwin Procter LLP
In late January, the West Virginia Legislature introduced two bills aiming to regulate and expand the telemarketing laws in West Virginia.
Sheppard Mullin Richter & Hampton
On March 6, the CFPB finalized its credit card late fee rule (previously discussed here) aimed at ensuring that late fees charged on consumer credit card accounts...
Ankura Consulting Group LLC
In January, U.S. consumer outlook saw a significant rise in the University of Michigan Consumer Sentiment Survey, with sentiment up by 21.7%, the highest since July 2021.
Goodwin Procter LLP
"True lender" is one of the biggest risks in a fintech–bank lending partnership. It is a challenge that regulators or plaintiffs' counsel could advance, alleging that the fintech company...
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